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Archive for October, 2012

One way I like to save money is by cutting down on spending. Sometimes it’s easier than trying to earn more money. I’d like to encourage you to take some time now and then to review what you’re spending your money on. Evaluate your needs and decide if you still need the services you’re paying for. Maybe there’s a better option. You might wish to reduce clutter &/consumption. I’ve been doing a bit of housekeeping in this area lately. I’ve made changes to the places our money goes. I’ve got less going out and more staying in my pocket – the difference is about 3700.00 per year. In the past 3 months, I’ve reviewed my home business expenses as well as my personal spending. Here’s what I’ve done and how much I’m saving per year per item.

  1. Discontinued Newspaper, I’m now reading news online. 204.00.
  2. Discontinue Cable TV, I’m now using Over the Air (antenna), Netflix; and the internet for programs. 670.00.
  3. Business Cell Phone Plan, removed long distance calling feature. I am now using Skype for long distance calls on the cell. I have a calling card as backup.  780.00.
  4. Business LAN line, changed supplier. 722.00.
  5. Fax line, changed supplier. 230.00.
  6. Installed Water Meter, I am now paying for the water we use in our home rather than a flat rate. 1116.00.

I hope I’ve inspired you to have a look at your spending/consumption. With a few changes maybe your retirement will grow faster;  or you can go on a vacation sooner; or you could donate the extra dollars to a charity.

I can’t say enough about Skype (or other online telecommunication services). It is so cheap – my plan is under 3.00 per month. I use it for my personal and business long distance calling. I have it installed on my iPod touch and my husband’s iPhone. I’ve installed it on every computer I own. Skype soon will be the only telecommunication service I have in our business office.

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Mark Twain – Values

‘Whenever you find yourself on the side of the majority, it is time to pause and reflect’. Mark Twain. I  came across this quote today on Twitter.   It has reminded me of the importance of paying attention to the motivation behind my thoughts and actions. I like to live within my own values – not the values of others. Maybe you’ll find this quote thought provoking too. Have a nice day. Linda

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